Scams awareness

Have you had an offer to invest some money, met someone online who is now asking for money or been told your bank account has been compromised?

The contact may seem genuine but it could be an attempt to get you to part with your money. A scam is anything that makes you think you will benefit from something when you actually lose out.

Cheshire East’s Trading Standards Investigations are telling residents about:

the types of scams that are currently out there
how to spot them
what to do if they or someone they know falls victim to one
how to protect themselves in the future.

Types of scam

Scams affect millions of people each year across all walks of life, financially, physically and mentally. Many victims of scams suffer in silence with just five per cent of scams victims reporting the crime. Other names for a scam include fraud, hoax, con, swindle or cheat, they are all crimes. It has been reported that 3.5 million people in the UK fall victim to scams each year, with £3.5 billion being lost. Although current figures believe the financial loss in the UK to be around £14.5 billion.

There are many different types of scams out there, but they all have the same purpose and that is to get their victims to part with their money. Unfortunately victims are quite often contacted repeatedly by different scammers and this can have devastating consequences.

Visit our scams aimed at Consumers and scams aimed at Businesses pages to see what scams are currently doing the rounds.

Tips to spot a scam

Does an offer sound too good to be true?
Did the contact come out of the blue?
Are you being asked for your bank or credit card details?
Did you enter the competition you are being told you won?
Do you have to ring a premium rate number?
Has the letter come from overseas?
Is the address a PO Box?
Are you rushed into making a decision e.g. you might be told that you must reply straight away or the money will be given to someone else?
Do you have to make a purchase to win a prize?
Are they very persistent and will not take no for an answer?

If the answer to any of these questions is yes, be cautious. Remember if an offer sounds too good to be true it probably is.

Take your time, listen to your gut feelings and ask someone about the contact if you are unsure. Don't be rushed into making any decisions on the spot.

Resist the temptation to respond - once you respond to bogus promotions, your name and address is likely to be placed on other lists for similar scams.

Do not give your bank or credit card details to anyone unless you know who they are and you know what you are getting for your money.

Be sceptical – why would someone who doesn’t know you want to give you something for nothing?

If you spot a scam tell your family and friends so that they don’t get conned.

Older Persons Scams Awareness and Aftercare Project

Over 50% of over 65's have reported being targeted by scammers. Unfortunately older people are frequently targeted by scammers, this may be for a number of reasons, these include the probability of being at home more, being socially isolated, have less of a support system or lonely.

Cheshire East Council's Trading Standards have partnered with Age UK Cheshire East to raise awareness of scams and doorstep crime amongst local older people, as well as providing much needed aftercare for older people who have been victims of such crimes. The project is kindly funded by the National Lottery Community Fund and the Garfield Weston Foundation.

To find out more about the project visit the Age UK Cheshire East website.

Sources of scams awareness

National Trading Standards Scams Team - the NTSST provide leadership, influence, support and resources to help combat consumer and business detriment nationally, regionally and locally.
Get Safe Online – tips and resources for people to protect themselves against online scams.
Take Five to Stop Fraud - The Take Five campaign encourages people to stop and think if what they are being told is true, by providing top tips on what to look out for.
Friends Against Scams - FAS is a National Trading Standards initiative, which aims to prevent and protect people from becoming victims of scams by empowering communities to take "Take A Stand Against Scams".
Little Book of Big Scams (PDF, 2MB) - the 4th edition of the booklet highlights the current scams people are falling for and how to protect yourself and others from them.
The FCA website - advice on Ten Top Tips for to help investors avoid the clutches of scammers.

Help for people who have been scammed

Citizens Advice Scams Action - get help if you think you've found a scam online, if you've been scammed online or if you're acting on behalf of someone else.
Think Jessica – a charity protecting elderly and vulnerable people from scams which come through the postal system and by telephone.
Victim Support – gives free and confidential help to victims of crime, witnesses, their family, friends and anyone else affected across England and Wales. Call 0845 30 30 900.
Age UK – has local branches around the UK providing help and support for older people.
The Silver Line – is a free 24-hour dedicated helpline for older people across the UK (0800 470 80 90) which provides information and befriending for elderly people.
Royal Voluntary Service offers a befriending service.

Page last reviewed: 08 August 2024